Thursday, March 01, 2007

Marketing Consultation from the Local Coffee Shop

Since 1995, members of the CreatiVerve team and its founder Daniel J. Rocca have been meeting clients and potential clients at area coffee shops. Daniel explains… “I initially preferred to meet clients at the coffee shop because I didn’t have an office and I wanted the arrangement to be equal; no one sitting behind a desk and no one sitting in front of one. No office phone or company personnel to take the attention away from either side of the discussion. I continue to prefer the coffee shop for the initial client/provider meeting because there is no better place to learn about a person than at a neutral setting.

Our business is about people and to do our job correctly we need to know as much as we can prior to getting started. An office and its environment can be very misleading; it can also cause one to make unfair judgments prior to learning about the people involved. Standing outside the box, when the situation allows; I highly recommend meeting with people over a cup of something hot at a neutral setting.”

Specializing in Marketing Consultation and Creative Direction, the CreatiVerve maxim reads… “Marketing is the Answer… for your business, product, service and you.” After reviewing the CreatiVerve website at: CV360.com (which for the record is a very impressive, clean and professionally designed website) I am thoroughly convinced that CreatiVerve is worth reaching out to. I would also have to agree that Marketing may very well be the answer regarding anything to do with the success of a product, service, business or you!

It was a positive experience visiting CreatiVerve Online, if you have the time to do so I suggest you drop by and bookmark the site; you never know when you or a friend might need a forward thinking Marketing Solutions Company! I also recommend reading the article entitled “A Balancing Act” by Daniel J. Rocca, it told me a lot about him as a person and I found it to be a very refreshing read.

Wednesday, February 28, 2007

Credit Cards For High Earners

Credit Cards For High Earners

If you earn over £20,000 you may be able to opt for a gold credit card. Now gold credit cards are similar to platinum credit cards and they are designed to give you more privileges. However, some people claim that they do not get many privileges compared to when they had their previous credit card deals and the interest rates are not always as they seem.

So, should you opt for a gold credit card? Well it is completely up to you and if you do you will notice that it is accepted almost everywhere. Some cards are not accepted and that can lead to embarrassment as well as frustration. With a gold card you will certainly not be embarrassed but you really do need to check those interest rates. So many companies offer low rates for a certain time period and people think that they are that price forever. So, read through the terms and conditions and be sure that you are getting the best deal by checking various credit card comparison sites.

Overall gold credit cards are classed as one of the best cards to have, however you do have to be careful. If you can afford it there is no reason why you should not have one but most lenders require you to earn over £20,000 in order to have one.

Secured Loan Applications When You Are Unemployed

Applying for a loan when you are unemployed money can be pretty tough. In fact, it is when you are unemployed that you mainly need the extra money that a loan could give you. So are you allowed to take one out or are loans only for the employed? Well, the good news is that you can still get a loan if you are unemployed it is just hard finding a company to help you.

The main reason loan companies do not like lending to the unemployed is obvious – they do not have any source of proper income. So just how exactly could they pay back the loan without proper income? That is something you will have to ask yourself. If you could afford it somehow then that is great and you should not let anything stop you from applying, but if you cannot afford it you should really think again. Getting into any kind of debt is advised against so if you cannot afford the repayments it is not worth applying for a loan of any type.

The best thing is that you are a homeowner and apply to get a secured loan. Tenants can also benefit too. The best way to find the loan that you need is to do a search online. It is hard to find companies which offer unemployed loans as it is without scanning the phonebook for hours at a time! So, do your research and you will find what you are looking for!

DUBAI GETS IN ON FINANCE OFFERS

The property market in Dubai is joining in with the ‘all you can handle finance options’ and banks are competing to offer the best deals. With more and more people looking to purchase property in Dubai, the country has certainly done its research and found that most people, especially foreigners who are not familiar with the country, easily and willingly get themselves into debt.

A quick look at how the UK property market operates is enough to give Dubai plenty of ideas as more and more people are diving in to get mortgages. It does not matter how much the prices rise by as people want to get onto the property ladder and mortgage lenders take full advantage of this. However, Dubai doesn’t want to get finance from there, they get it from elsewhere as it is usually cheaper. People who are moving to Dubai should really get advice from a broker beforehand as otherwise they could end up being conned out of a lot of money. So, ensure that if you do want to invest in property over there, that you get a reasonable rate for any loan that you agree to.

Moving abroad can always be an adventure but it will not be much of one if you get stuck with a high mortgage!

Sunday, February 25, 2007

Real Estate Forums

Real Estate Forums



Real estate agents are always looking for more information about our professions. There are many forums on the web that can be of help to Realtors(R). Here are a few of them; IBS Team, Real Estate Webmasters, and Famous Agents. These forums have some great information for real estate agents to learn how to grow their businesses online.



While online topics are the most common these forums also cover many important issues that Realtors(R) face. If you haven't been to these forums and you are in the real estate field you should take the time to stop by.